PLANNING RETIREMENT ABROAD

See if your money, pension and visa route work abroad

ReloComp compares Portugal, Spain, Thailand and the Philippines against your retirement income, age, pension, healthcare needs and visa options — so you can see what is realistic before you move.

We check your

Visa eligibility

Step 1 of 2 · Country of origin

Start your retirement check

Where are you moving from?

Free to start · 6 questions · Takes about 3 minutes · No signup required

How ReloComp works

Your retirement profile is checked against visa, cost, healthcare, tax and pension factors — then turned into a country-by-country planning result.

01

Build your profile

Answer a short assessment about your income, age, savings, pension type and relocation plans.

Moving from

Age62
Income$4,200/month
SavingsMid range
Pension typeSocial Security + 401(k)
Move planFull-time relocation

No signup required to start.

02

Check the rules that matter

ReloComp compares your profile against structured planning data for each destination.

Visa requirements
Cost of living
Healthcare insurance
Tax exposure
Pension impact

Not a generic travel ranking.

03

See your matches and risks

Get a ranked view of Portugal, Spain, Thailand and the Philippines, with the key trade-offs clearly highlighted.

Thailand84Strong match
Portugal80Strong match
Philippines78Planning needed
Spain76Planning needed
Best visa route
Thailand O-A Retirement Visa
Estimated monthly saving
About $1,400/month
Key issue to review
US tax continues abroad

Your full report explains what drives each result.

Check your relocation fit before you pay for advice

Know your likely visa route, affordability, pension risks and tax questions before speaking to an adviser.

Visa routeMonthly affordabilityPension and tax risks

Why these destinations?

We focus on countries where retirement relocation can be realistic — but only if the visa, income, healthcare and tax details work for your profile.

Thailand

High lifestyle value with 50+ retirement routes

Thailand can offer a strong lifestyle-to-cost ratio for retirees, especially those aged 50+ who qualify for retirement visa routes. The main planning questions are tax residency, healthcare insurance and pension treatment.

50+ visa pathwaysLower monthly costPrivate hospitalsLarge expat community

What ReloComp checks

  • Age 50+ visa eligibility
  • Income vs O-A / LTR thresholds
  • Healthcare insurance cost by age
  • Foreign income remittance risk
  • UK State Pension freeze impact

Key issue to review

Lower cost does not automatically mean lower tax or pension risk.

Plan first. Then speak to the right expert.

ReloComp helps you check your likely visa route, affordability, healthcare costs, pension impact and tax questions before you spend money on professional advice.

Run your relocation check

Compare Portugal, Spain, Thailand and the Philippines against your profile.

Understand the main risks

See what could affect your money, pension, visa route or healthcare costs.

Use the result with an adviser

Take a clearer brief to a visa, tax or relocation specialist.

Start free assessment

Free to start · 6 questions · No signup required

ReloComp is an educational planning tool. It does not provide legal, tax, immigration, investment or financial advice. Visa, tax and pension outcomes depend on your personal circumstances and should be confirmed with qualified professionals before you act.

Retirement Abroad Guides

Practical articles on visas, costs, pensions and tax — written for retirees comparing Portugal, Spain, Thailand and the Philippines.

Is the Philippines the Best Retirement Destination for English-Speaking Expats?

Read guide →

Thailand vs Portugal vs Philippines vs Spain for US Retirees: The Real Comparison

Read guide →

UK State Pension Freeze: Which Retirement Destinations Are Affected?

Read guide →